When planning your estate, you likely have thoughts about who should receive portions of your property after you pass away, such as your spouse receiving the home or your children taking sentimental belongings. But have you considered who should be the “backup” beneficiary? It's crucial to also have contingencies for distributing your assets in case a beneficiary predeceases you. An effective way to address this scenario is by using a concept known as "Per Stirpes distribution." This term, in a legal context, denotes an efficient way of distributing an estate where the beneficiaries are sorted into groups, typically by a generational degree of relationship.