Understanding the Use of Quit Claim Deeds in Divorce

Updated September 26, 2023
10 min read
Understanding the Use of Quit Claim Deeds in Divorce


A divorce often comes with a plethora of complex decisions and legal interplays. Among the myriad considerations, the real estate issue calls for particular attention. In this scenario, a quit claim deed divorce becomes a crucial tool helping to manage the process. This article breaks everything down for you, making dealing with these legal aspects easy and structured.

What Kind of Deed Is Used in Divorce the Most?

When it comes to property division during divorce, few instruments are as commonly used as the divorce quit claim deed. Unlike other property deeds, the quit claim deed transfers property rights from one party to another without any assurances of the title's cleanliness. This efficiency and ease of use make it the most preferred in handling property disputes during divorce.

Understanding Quit Claim Deed in a Divorce

A quit claim deed divorce is a legal instrument extensively used in property division during marital dissolutions in the United States. Quite unique from other types of property deeds, the quit claim deed doesn't provide any assurances about a clean title. Specifically, it transfers 'interest' one spouse, the grantor, may have in the property to the other spouse or grantee. The grantee, therefore, assumes the risk of any subsequent title disputes. Its simplicity and straightforward nature allow for bypassing the otherwise cumbersome property settlements in a divorce proceeding.

An example of a quit claim deed divorce from the realm of U.S. law to illustrate its application: according to Florida Statute 689.01(1), only the grantor’s signature is required for a quit claim deed to be valid, as opposed to the requirement for both parties to sign in other divorce-related documents. So, if a husband opts to relinquish all his ownership rights to a jointly-owned house during a divorce proceeding, he would sign a quit claim deed transferring his interest in the house to his wife. 

When To Use a Quit Claim Deed in a Divorce?

A quit claim deed divorce comes in handy in various scenarios during the dissolution of a marriage. The decision to use one depends on the nature of the property relationships, the amicability between the splitting parties, and the specific statutes in their respective state.

  1. When one spouse wants to cede their ownership: The departing spouse can quickly and easily transfer their property interest to the staying spouse.

  2. Handling properties for post-divorce management: Quit claim deeds enable the smooth transfer of ownership for rental or investment properties.

  3. Observe statute provisions in certain locations: Some jurisdictions may specifically prefer quit claim deeds in property settlements during a divorce.

  4. Dealing with properties with complicated titles: If there are doubts about the property's title, a quit claim deed openly states there are no guarantees regarding the title.

While it's common and convenient, a quit claim deed divorce should be used under appropriate counsel because this legal instrument carries potential implications.

What Impact Will a Quit Claim Deed Have on a Mortgage?

In a quit claim deed, one party is effectively giving up their interest in a shared property, allowing the other party to own it outright. However, while the ownership changes hands, the mortgage responsibility remains unaffected. One of the most frequent misconceptions regarding quit claim deeds in divorce cases is this one.

For instance, let's consider a quit claim deed divorce scenario where the husband signs over his right to the marital home to his wife. If they jointly obtained the mortgage initially, his name would still be on the loan. Even though he has transferred his property rights to his wife, the husband still shares the responsibility for the mortgage payments because his agreement with the lender remains valid. This means that if the wife defaults on the mortgage, it could impact the husband's credit rating despite him no longer own the property. 

It's critical to consult a legal professional to navigate these potential issues when considering a quit claim deed divorce.

Quit Claim vs. Warranty Deed

When dealing with property transfers during a divorce, understanding the difference between a quit claim deed divorce and a warranty deed divorce becomes crucial. Each type has its unique functionality and implications, which prove useful or cumbersome in varying circumstances.

Quit claim deed:
  • No assurance of a clean title: The grantor needs to make affirmations regarding the status of the title, leaving the grantee to confront any lurking issues.
  • Rapid property transfers: Given its straightforward nature, a quit claim deed speeds up property transfers during a divorce.
  • High trust requirement: As it eschews guarantees, it's best used when trust levels between the divorcing parties are appreciable.
Warranty deed:
  • Clean title assurance: The grantor makes clear guarantees regarding the title's status, thus insulating the grantee against any unforeseen title issues.
  • Confidence instiller: Warranty deeds infuse trust into the divorce-related property transfer process as it come with explicit assurances.
  • Longer processing: Given the checks and affirmations to be made, a warranty deed often takes longer to process than a quit claim deed.

It's crucial to use comprehensive real estate templates to draw up these deeds correctly. Every small detail counts and a minor misstep could spiral into complex legal issues further down the line.

How To Make a Quit Claim Deed in Divorce?

Creating a quit claim deed divorce involves a number of specific steps, although the exact procedures may vary based on local laws in your jurisdiction. First and foremost, you'll need to procure the appropriate quit claim deed form. It's highly recommended to use a legally sound quit claim deed template to make sure all necessary parts of the deed are completed correctly. This template typically includes necessary details such as the description of the property in question, the names of the grantor (the person giving away their property interest), the grantee (the person receiving the property interest), and the county where the property is located.

After filling out the sample quit claim deed divorce, both parties must sign it in the presence of a notary public. It's crucial to note that once the deed is signed and notarized, it's not yet legally binding. It must be recorded with the county clerk or recorder's office where the property is located to be considered a legal document. You may also want to ensure that a copy of the deed is stored safely for future reference. Depending on your jurisdiction, a minimal fee may be associated with filing the deed. While it might seem daunting, Lawrina provides comprehensive legal resources and information to help guide you through this process.

Benefits of the quit claim deed

For starters, a quit claim deed divorce offers an efficient way to transfer ownership rights in property disputes during a divorce. This is especially beneficial when spouses wish to quickly and amicably resolve property issues. The grantor effectively exits property ownership, passing on all control and interest to the grantee.

Let's see the main benefits:

  • Efficient ownership transfer: A quit claim deed provides a fast and efficient way to transfer property ownership during a divorce.

  • The simplicity of execution: It is simple to execute with minimal legalities, reducing divorce stress.

  • Versatility: It can be applied to a vast array of properties and assets, making it a versatile tool.

  • Cost-effective: It eliminates the need for title search and title insurance that often accompany traditional property transactions, thereby saving money.

However, despite these benefits, it's still crucial to tread carefully when using a quit claim deed divorce. Ultimately, while the process might seem intimidating, equipped with the right information and professional advice, handling a quit claim deed becomes a less daunting task.


When facing the complexities of dividing property during a divorce, a quit claim deed divorce serves as a beacon of light that illuminates a path to smoother resolutions. This legal device streamlines the transfer of property rights from one spouse to another, reducing potential adversarial encounters and simplifying the dissolution process. However, its simplicity can be deceptive, masking the potential for significant ramifications if not handled with utmost care and attention to detail.

As such, while a quit claim deed divorce can provide an efficient means of transitioning property interests, it's also highly recommended to seek professional guidance. Having expert support minimizes risks and ensures seamless execution of the quit claim deed. For additional insights and resources, turning to diverse real estate templates can also be beneficial.

Frequently Asked Questions

Can a quit claim deed divorce become contentious?

Yes, a quit claim deed divorce can indeed become contentious. Despite its simplicity, divorcing parties can have disagreements regarding the transfer of property interests. For instance, the grantor might feel cheated out of their rights, particularly in cases where the property value rises significantly post-divorce.


Furthermore, there are outstanding liens or encumbrances on the property that were undisclosed or unbeknownst to the grantor. In that case, the grantee might find themselves in a difficult position to handle these issues. Complications could arise if the grantor refuses to sign the quit claim deed divorce or disputes its outcomes after signing. 


Does a quit claim deed affect one's credit score post-divorce?

A quit claim deed divorce does not directly impact your credit score. Transferring property rights through a quit claim deed divorce won't alter your credit history. However, if there’s a mortgage involved and your name is still on the home loan even after you’ve quit claiming your property interest, any delinquent payment may negatively affect your credit score.


This is a key point of misunderstanding in many quit claim deed divorce cases: while you can transfer property ownership with a quit claim deed if your name remains on the mortgage, you are still responsible for loan repayments. That means any default on the loan, even after the property's ownership transfer, can adversely impact your credit standing. 


How does the quit claim deed divorce process intersect with various state laws?

State laws play a pivotal role in how a quit claim deed divorce is executed and enforced. While the basic premise of a quit claim deed remains the same across jurisdictions — the transfer of property interest from one party (the grantor) to another (the grantee) — individual state laws can govern the specifics of how this process unfolds.


For instance, some states may have specific requirements for the details to be included in a quit claim deed divorce, including precise property description methods or unique mandatory clauses. Other states may have rules around the presence of witnesses during signing, notary requirements, or even regulations about how and where the deed must be recorded.